Meet AllGen

Paul Roldan, CFP®, is CEO, Co-Founder, and Senior Partner at AllGen Financial Advisors, Inc. Paul is passionate about helping individuals excel in their financial, personal, and professional endeavors through strategic financial planning. He strives to demystify personal finance, making complex concepts understandable and personal for each client. As a lifelong academic, he also encourages others to pursue their passions and connect with like-minded professionals.

Paul earned a Bachelor of Arts in Music from Princeton University and a Master in Public Administration from Harvard University, and he is a CERTIFIED FINANCIAL PLANNER™ professional and a Lifework Leadership graduate. His 20-plus years of experience in the financial industry include a role as a Financial Analyst with the Federal Reserve Bank of New York and as a co-founding partner at Heritage Financial Services, LLC, a fee-based financial planning and asset management firm.

In the community, Paul served as Chairman of the Board of Directors for the Hispanic Chamber of Commerce of Metro Orlando (HCCMO) and on the boards of the Orlando Economic Partnership (OEP), the YMCA, and the Early Learning Coalition of Orange County. He was also part of the Task Advisory Committee for the Hispanic Business Initiative Fund (HBIF). Fluent in both English and Spanish, he is dedicated to making financial services accessible to people at all stages of life and helping them navigate financial challenges and work toward their goals.

Outside of work, New York native Paul is an avid musician and enjoys deep-sea fishing with his wife and three kids. He has also been active in his community as a former coach for his two sons’ basketball, baseball, and flag football teams. His multifaceted interests and relatable personality make him a trusted and approachable advisor for clients from diverse backgrounds.

To learn more about Paul, connect with him on LinkedIn.

AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Kathryn Hite, CFP®, is a Lead Advisor at AllGen Financial Advisors, Inc. After an earlier career in technology, she found her true passion in personal financial planning and has made it her focus ever since.

Kathryn is a CERTIFIED FINANCIAL PLANNER™ professional and holds a degree in accounting from Transylvania University in Kentucky. Before joining AllGen, she served as a Regional Leader at a personal financial services firm.

Kathryn serves on the Finance and Investment Committee Board of the Orlando Union Rescue Mission. She is a former board member of the Spina Bifida Association of Central Florida and a former member of the Diocese of Orlando Joint Investment Committee Finance Council. She has led Crown Financial Bible studies and coached with Money Map. Today she is a member of the St. Vincent de Paul Society, a Mercy Associate with the Sisters of Mercy, and a member of Blessed Sacrament Catholic Church in Clermont.

Originally from Ohio, Kathryn has roots in Louisiana, Kentucky, Alabama and Florida. Outside of work, she and her family enjoy travel, fitness and nutrition.

To learn more about Kathryn, connect with her on LinkedIn.

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AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Ana Fernandez, CFP®, is a financial advisor with AllGen Financial Advisors, Inc. With more than 25 years of experience in personal financial services, she takes a personalized approach to helping individuals and families make informed financial decisions with clarity, confidence, and purpose.

Ana works with successful professionals, business owners, families navigating significant transitions, and those approaching or enjoying retirement. Financial decisions are rarely just about numbers; they are often tied to personal values, family priorities, and life changes. Whether preparing for retirement, evaluating a business sale, managing an inheritance, or navigating the loss of a spouse, Ana helps clients understand their options and move forward.

Her approach centers on comprehensive financial planning and long-term relationships. Ana brings together retirement, investment, tax, estate, and cash flow planning, and she collaborates with clients' tax, legal, and other professional advisors so their strategies are coordinated and aligned with what matters most to them.

Ana is a CERTIFIED FINANCIAL PLANNER™ professional and a Series 65 Investment Advisor Representative. She earned her Bachelor of Fine Arts from Wesleyan College in Macon, Georgia, and completed the 12-month core training program at the Financial Transitionist Institute.

A Queens, New York, native, Ana has called Orlando home since 1982. She has long been involved in community service and initiatives promoting financial literacy and financial empowerment, and she is a member of the Financial Planning Association (FPA) and its Central Florida Chapter. In college, Ana was named a Top 10 finalist for the Walt Disney World Resort Ambassador program.

Outside the office, Ana enjoys life with her spouse of 27 years and their rescue dog, Buddy. Together, they explore national and state parks, cheer on WNBA star Caitlin Clark, follow Major League Baseball and college football, and gather with family for spirited games of dominoes.

To learn more about Ana, connect with her on LinkedIn.

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AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Robert Cortes is a Lead Advisor at AllGen Financial Advisors, Inc. He believes financial freedom is more than retirement; it's an attitude. His commitment to unbiased, client-focused advice started in 2007, when his father's experience revealed the conflicts of interest that can exist in the finance industry.

Robert started his career as a bank manager, building and leading a branch team with a focus on integrity and transparency. He has passed the Series 66 Uniform Combined State Law Examination.

Robert grew up in a military family, living in Washington, D.C., Spain and Mississippi before settling in Florida at Patrick Air Force Base. Moving so often taught him to connect with people from all walks of life. Along the way, he became a conference and regional wrestling champion and a United States Karate Kai Do Grand National Champion.

These days you'll find Robert running, rock climbing or backpacking, or talking about food almost as much as he enjoys eating it. Many of his sentences start with "I was listening to a podcast the other day…," and he loves passing along what he learns.

To learn more about Robert, connect with him on LinkedIn.

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AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Karen Balza, CPA, is a financial advisor at AllGen Financial Advisors, Inc. She has been with AllGen since 2016 and enjoys helping clients explore where their finances and faith meet.

Before joining AllGen, Karen worked at Deloitte, focusing on financial statements, reporting and taxes. She holds a Bachelor of Science in Accounting from the University of Central Florida, is a Certified Public Accountant (CPA), and graduated from Lifework Leadership (Class of 2021).

Karen is passionate about outrageous generosity and financial stewardship. She serves on the executive board of the Deaf2Deaf Foundation and is a trained facilitator for Journey of Generosity retreats.

Born in Colombia and raised in Orlando, Karen is fluent in English and Spanish. She has traveled to 50 countries and visited the Seven Wonders of the World. In her free time, she enjoys adventures with her husband, son and Old English Sheepdog. She collects tea sets and loves inviting others to a conversation over coffee or tea.

To learn more about Karen, connect with her on LinkedIn.

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AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Paul Mazon, MBA, is a financial advisor at AllGen Financial Advisors, Inc. He helps clients pursue financial stability and brings firsthand experience to the work: he achieved personal debt freedom in March 2020.

Before focusing on personal finance full-time, Paul spent 25 years in hospitality, marketing and finance at companies including Starwood, Disney and CHEP USA. He holds a Bachelor of Arts in Business Administration from Washington State University and an MBA from the University of Phoenix, with studies at Krems an der Donau in Austria and Prince of Songkla University in Thailand. He is a Ramsey Solutions Master Financial Coach and a Series 65 Licensee.

Paul has facilitated over 20 Financial Peace University and Compass Biblical Stewardship studies and is an active member of Discovery Church in Winter Garden.

A Washington State native and the middle of five children, Paul met his spouse while they were both visiting Amman, Jordan, in 1994. He loves traveling, water skiing, working around the house and summer family reunions at the lake cabin.

To learn more about Paul, connect with him on LinkedIn.

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AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Axel Otero is a financial advisor at AllGen Financial Advisors, Inc. He is passionate about helping others pursue their financial goals and, fluent in English and Spanish, walks alongside a diverse range of clients on their financial journeys.

Axel brings more than 15 years of experience in investments, banking and small business development. He holds a BA in Business Administration from the University of Puerto Rico and an MBA in Finance from Interamerican University of Puerto Rico, and he is a Series 65 Investment Advisor Licensee.

Axel is an active member of Lake Nona Familia de Fe Church, where he helps lead the men's efforts, and he coaches his son's Little League teams.

Originally from Puerto Rico, Axel moved to Orlando several years ago. He and his wife, Jessica, have two children, Fernanda and Maximiliano. The family loves traveling, dining out and visiting Vieques, Puerto Rico, for its beautiful beaches and family memories. Axel is a baseball fan and a self-proclaimed barista who has learned the coffee process from farm to cup.

To learn more about Axel, connect with him on LinkedIn.

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AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Scott Brewster is a financial advisor at AllGen Financial Advisors, Inc. With a relationship-driven approach, he guides clients toward financial security through personalized strategies for retirement, risk management and long-term wealth building.

Scott holds a Bachelor of Science in Sports Management from Bowling Green State University and a Professional Master's in Sports Administration from Ohio University. He is licensed in Florida and Ohio with a 2-15 Life, Health and Variable Annuities license.

Scott has served on the Ivanhoe Village Main Street Economic Vitality Committee and supports charitable organizations including One Child and Give Kids The World. He also gives back through local and international humanitarian work, including outreach in Zimbabwe.

Originally from Ohio, Scott lives in Windermere, Florida, with his wife and son. Outside of work, he enjoys staying active and cheering on Ohio State and Cleveland sports teams.

To learn more about Scott, connect with him on LinkedIn.

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AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Edward Robinson, MBA, is a financial advisor at AllGen Financial Advisors, Inc. He partners with clients on retirement, small business planning and philanthropic giving, with an emphasis on clarity, stewardship and long-term impact.

Edward holds a Bachelor of Arts in Biblical Studies from The Master's University, where he graduated summa cum laude, and a Master of Business Administration from Corban University. He is also an ordained pastor and helps clients align their financial decisions with their personal values and faith.

Edward serves his local community as a pastor, dedicating his time to spiritual growth, mentoring and community outreach.

Originally from Buffalo, New York, Edward lives in Orlando with his wife, Natalie, and their five children: Emmanuel, Ariel, Ezekiel, Elias and Noelia. He is a sports enthusiast and a devoted dad.

To learn more about Edward, connect with him on LinkedIn.

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AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Gillen Manos is a financial advisor at AllGen Financial Advisors, Inc. He is passionate about helping individuals pursue financial freedom and peace of mind through strategic financial planning, and he strives to make complex concepts understandable and personal for each client.

Gillen graduated from the University of Florida with a Bachelor of Science in Business Administration, majoring in Finance with minors in Wealth Management, Leadership and History. He is working toward CFP® certification and has earned his SIE certification and Florida 2-15 insurance license. He previously served as a teaching assistant for the University of Florida's wealth management program, for which he still writes wealth management case studies.

Gillen is an Eagle Scout and still volunteers with Boy Scout Troop 205 in Maitland, Florida, as an Assistant Scoutmaster.

Outside of work, Gillen is an avid outdoorsman who enjoys hiking, kayaking and camping. He hopes to one day visit all 63 national parks and all 175 Florida state parks.

To learn more about Gillen, connect with him on LinkedIn.

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AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Charles Seaman, FPQP®, is a Financial Planner at AllGen Financial Advisors, Inc. He earned both a Bachelor’s Degree in Social Work and a Master’s Degree in Applied Sociology from the University of Central Florida. His educational background gives him a strong foundation in understanding people, systems, and the importance of meeting individuals where they are. Before joining AllGen, Charles gained more than six years of experience working with programs and services designed to support elderly individuals and disabled adults.

As a Financial Paraplanner Qualified Professional℠, Charles brings both technical training and a compassionate approach to his role. His background in social work, sociology, and client-centered service aligns with AllGen’s mission of guiding individuals and families toward Financial Freedom with clarity, care, and practical support.

Outside of work, Charles is a die-hard Orlando Magic fan who watches every game, a lifelong learner who enjoys knowing “anything about everything,” and a chef at heart who loves making his own pasta.

To learn more about Charles, connect with him on LinkedIn.

AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Jason Martin, CFP®, CMT®, CKA®, is CIO, Co-Founder, and Principal at AllGen Financial Advisors, Inc. With over 20 years of industry experience and a passion for helping people reach their full potential in life, Jason oversees the firm’s investment management operations. Before joining AllGen, Jason was a broker for Charles Schwab’s most affluent and active clientele, where he educated both clients and fellow employees on buying and selling stocks using technical and fundamental analysis strategies.

A native of Orlando, Jason holds a Bachelor of Arts in Business Administration from the University of Central Florida and is a Lifework Leadership graduate. He is a CERTIFIED FINANCIAL PLANNER™ professional and a Chartered Market Technician® (CMT®), holds the Certified Kingdom Advisor® (CKA®) designation, and holds the Series 65 license.

Jason is an active member of Discovery Church, where he volunteers as a leader of its stewardship efforts. He also serves as Chairman of the Foundation Board of the Orlando Union Rescue Mission (OURM) Foundation and has facilitated over 30 Financial Peace University, Legacy Journey, and Compass Biblical Stewardship studies.

Outside of work, Jason enjoys fishing, hunting, surfing, soccer, hiking, and traveling with his wife and three kids. Fluent in Portuguese and “Portuñol” (a mix of Portuguese and Spanish), he continues his family’s long history in Central Florida, dating back to his sixth-generation grandfather, who came to the area as a U.S. Army Indian Scout in the late 1800s.

To learn more about Jason, connect with him on LinkedIn.

AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Andrew Philpott is an Investment Analyst at AllGen Financial Advisors, Inc. He is passionate about the markets and aligning clients’ investment strategies with their financial plans.

Andrew graduated from the University of Central Florida with a bachelor’s degree in finance and is currently preparing for the Series 65 exam, with plans to pursue the Chartered Market Technician (CMT) designation, starting with the Level I exam.

Born and raised in Oviedo, Florida, he spends his free time reading, exercising, and watching sports.

Andrew is dedicated to learning how to invest wisely so he can eventually pay off his student debt and enjoy financial stability.

To learn more about Andrew, connect with him on LinkedIn.

AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Joshua Patterson brings a strong interest in financial markets, investment management, and stewardship to his work with AllGen Financial Advisors. Raised in Des Moines, Iowa, Josh and his wife felt called to Central Florida, where he now serves as part of a team dedicated to helping individuals and families pursue Financial Freedom with clarity and confidence.

Josh’s fascination with investing began at an early age. At just 13 years old, he asked his father to buy Apple stock for him, sparking a lifelong interest in how markets work and how thoughtful investing can help people build toward their future.

He earned a Bachelor of Science in Finance from Drake University, has passed Level I of the CFA Program, and is now a Level II Candidate in the CFA Program. Before joining AllGen, Josh interned with an insurance company and worked at a financial services firm in Des Moines, gaining valuable exposure to the financial planning and investment management industry.

At AllGen, Josh’s passion for helping people steward their money well aligns with the firm’s investment philosophy and broader mission. He believes investing is not just about markets and numbers, but about helping people make wise decisions that support the life they want to live.

Outside of work, Josh enjoys spending time with his wife, lifting weights, and going on long walks.

To learn more about Josh, connect with him on LinkedIn.

AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Milka Saenz, FPQP®, brings a thoughtful, service-centered approach to her role at AllGen Financial Advisors. She values the opportunity to build meaningful connections with clients, families, and colleagues from diverse backgrounds. Supporting clients and advisors, Milka brings patience, organization, and a deep commitment to helping others move forward with confidence.

Milka holds a Bachelor of Science in Business Administration with a concentration in Management Information Systems from the University of Central Florida, as well as a Bachelor’s degree in Psychology from Rollins College. Her educational background gives her a unique ability to understand both systems and people, a combination that serves her well in the financial services industry.

Before entering financial services, Milka spent many years teaching. That experience continues to shape the way she serves clients and supports the AllGen team.

In 2024, Milka completed the 800 km Camino de Santiago pilgrimage. The journey reinforced her commitment to perseverance, resilience, and personal growth. Milka is an active member of St. James Catholic Cathedral. Outside of work, she enjoys gardening, hiking, traveling, and spending time with family and friends.

AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Katherine Valencia brings a passion for financial education, client relationships, and bilingual service to her work with AllGen Financial Advisors.

Born in Queens, New York City, and raised in Palm Beach County, Florida, Katherine is a first-generation college graduate and the daughter of Colombian parents. Fluent in English and Spanish, she understands the importance of clear communication and meaningful connection when helping individuals and families navigate financial decisions.

Katherine earned her Bachelor of Science in Business Administration from the University of Central Florida. During her time at UCF, she served as President of the Association of Latino Professionals for America, where she developed leadership experience and a commitment to empowering others through education, representation, and professional growth. She is also trained to lead Financial Peace University classes.

Outside of work, Katherine enjoys devotional journaling as a way to reflect on her day and remain grounded in gratitude. When traveling, she prefers collecting jewelry or purses instead of traditional souvenirs. She also loves starting her mornings with peppermint tea whenever she gets the chance.

AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.

Craig Sullivan brings a heart for financial education, stewardship, and service to his work with AllGen Financial Advisors. His interest in the financial industry began early, when his father introduced him to the importance of financial responsibility and investing during his teenage years. That early foundation shaped Craig’s desire to help individuals and families make thoughtful financial decisions and build confidence with money.

Born in Kaukauna, Wisconsin, Craig moved to Central Florida when he was five years old and grew up in Winter Springs. He graduated from Oviedo High School in 1998 and Valencia Community College in 2001. His path into financial services was influenced by a long-time family friend and CFP® professional, who offered him both mentorship and an opportunity to begin working in the industry. Craig holds the Series 65 license.

Craig’s passion for financial education extends beyond the office. For the past four years, he has led Financial Peace University small groups at Journey Church, facilitating nearly a dozen classes and mentoring fellow church members through financial coaching. His approach aligns closely with AllGen’s mission of guiding people along The Path to Financial Freedom with clarity, wisdom, and practical next steps.

Craig married his wife, Jessica, in 2005 after the two met at the Police Academy at Seminole Community College in 2003. Together, they enjoy kayaking, hiking, and Bible study. Craig also enjoys golf, racquetball, going to the gym with his two sons, and celebrating his newest role as a grandfather after his daughter made them grandparents for the first time in January 2026.

AllGen Financial Advisors, Inc. is an independent, fee-based Registered Investment Advisor firm based in Orlando, Florida. AllGen is committed to helping individuals and businesses make the most of their financial resources through financial planning and investment management.