At Allgen we define the Financial Freedom stage as the point when you have accumulated enough assets and/or income streams to maintain your lifestyle without having to depend on a paycheck from work. While the Formation (accumulation) stage focuses on the growth of assets, the Freedom (preservation) stage focuses on ensuring the assets last your
If you have a junior or senior in high school, then you know it is that time of year to start thinking about college visits, SAT prep, graduation, and how the heck to pay for everything. If you are a parent of a freshman or sophomore, then you are just watching the plethora of school
The Long and Short of It: Markets continue to rise despite political unrest, natural disasters, and the stock market hitting all-time highs.The strengthening economy could cause inflation which could lead to higher interest rates. 3rd Quarter Review Stocks continued to rise in the third quarter. Small US stocks and developed international markets lead the way,
The Long and Short of It: – International and Emerging markets continue their outperformance – The Federal Reserve plans to reduce bonds potentially having a negative effect on the market and bonds 2nd Quarter Review Stocks continued to plug away in the second quarter. As was the case in the first quarter, international and emerging
“Should I pull money from my IRA? is a popular question we’ve been hearing lately. We wanted to tackle this subject with some IRA insight and what happens if you pull money out early. We also wanted to talk about how the Path to Financial Freedom can alleviate the need to pull money from your
What is “Allgen’s Path to Financial Freedom”? Great question! Let’s Explore. In a lot of our #MoneyMinutes, we reference “Allgen’s Path to Financial Freedom”. We realize that everyone may not know what the path is or what to think when we reference this financial adventure. In this episode of Allgen’s #MoneyMinute, Jason and Paul will
What are some Last-Minute Tax Advantages for the 2016 Tax Year? With the 2016 tax deadline quickly approaching, we have a few tax advantages that we thought would be worth the mention. In this episode of Allgen’s #MoneyMinute, Jason Martin and Paul Roldán of Allgen Financial Advisors discuss a few options that may still be
Giving Students Money Skills for Life As part of our mission to promote financial wisdom to ALL GENerations, Allgen is hosting Money Cent$ Week at Discovery Church in June. Money Cent$ is an event designed to provide high school (8th grade – 12th grade) students an opportunity to develop critical lifelong financial skills. What students can
Kids and Finances: What They Need to Learn and What You Need to Know When it comes to your children and money, have you noticed if they are natural spenders? Savers? Are they somewhere in between? In this week’s episode of Allgen’s #MoneyMinute, Jason and Paul discuss how to teach your children a healthy way
5 Things to Consider for Retirement Savings Who was this article written for?FoundationFormation Freedom At Allgen, our financial advisors stopped using the term “retirement” because of its implications. Instead, we focus on financial freedom and independence, which may or may not occur in conjunction with regular retirement. Financial freedom is the point when there are enough assets
