70% of all homeowners have a mortgage. Which means 30% do not.1 If you aspire to be in the latter camp, below are some ideas to accelerate that outcome. At Allgen, we would love for you to have your home paid in full by the time you retire and even sooner, if possible. Yet we
The Long and Short of It: Long-term stock charts point to a potential change of trend in the long-running bull market The Federal Reserve could be nearing the end of its current rate rising cycle 4th Quarter Review US stocks had a difficult 4th quarter and its worst year since 2008. US large and small
At the end of the year, everyone is busy with holiday celebrations, travel, and for some a very busy working season (retailers, accountants, financial advisors). But before we close out the year, let’s not overlook the opportunities that can help with our final tax bill for 2018. Here are some reminders on how to utilize
If you have a junior or senior in high school, then you know it is that time of year to start thinking about college visits, SAT prep, graduation, and how the heck to pay for everything. If you are a parent of a freshman or sophomore, then you are just watching the plethora of school
The Long and Short of It: – The economy is strong, however, bad breadth and negative divergences in the markets could be a warning sign – The trend of the 10-year US Bond yield broke out of its 36-year downtrend 3rd Quarter Review US stocks had a solid 3rd quarter continuing off their strength from
1st Thing to Know – Parts vs. Plans You are standing behind someone in line at the pharmacy. The pharmacist is asking for his Medicare prescription card and the customer provides it. The pharmacist says the prescription will be $150. The patient is shocked and says he usually only pays $5 for it. What just
A lot of entrepreneurs and small business owners are focused on growing their business (as they should be). However, sometimes business owners are so preoccupied with growing their business that they forget to save for their retirement. Consider a small business retirement plan designed to save for your future and potentially help your tax bill.Advantages
Freedom Planning MindsetDo you remember how it felt to look at the world and believe anything was possible? Can you remember feeling the freedom to chase your aspirations, free from fear and doubt? As you read this, let’s explore your imagination and wander to those dusty forgotten corners of your mind. If you are anything
The Long and Short of It:Increased volatility is causing extreme pessimism, which may be a good thingTrade war fears may be overblownFED is suggesting faster economic growth and higher interest rates1st Quarter ReviewStocks started the year strong in January, but then pulled back sharply from their recent highs in February and March. Essentially all major
AKA: “Just give me the low-down” As you have heard by now, Congress passed a new tax bill that goes into effect 2018 until 2025, when it will need to be renewed. Many of you are probably asking yourselves how you will be affected, if at all. While the bill includes a plethora of changes,