When it comes to buying a home, afford is a relative term. You may be able to afford the monthly payment on a house, but at what cost? Before the 2008 housing crash, many homebuyers who were making minimum wage were assured that they could afford half-million dollar...
A home is one of the biggest purchases most people make in their lifetimes. However, there’s often no real guidance on how you should buy a home and when is the right time to do it. Many people make the mistake of buying a home that isn’t right for them because they...
What Is an Estate Plan? An estate plan is a method for prescribing your wishes in the event of your death or incapacitation. A proper estate plan includes the following: Will/Trust – Communicates your wishes for how assets should be transferred after your death,...
Disclaimer: Due to the large variety of health insurance options available and extensive scope of this topic, we encourage you to consult with a health insurance professional to assess your unique circumstances and health care needs. What Is Health Insurance? Health...
What Is Disability Insurance? Disability insurance is a type of insurance policy that pays you a portion of your income if you become disabled and unable to work. Why Is Disability Insurance Important? Most people insure their assets (i.e. house, car, etc.) against...