by | | AllGen Academy, Financial Planning, Foundation, Homebuying
When it comes to buying a home, afford is a relative term. You may be able to afford the monthly payment on a house, but at what cost? Before the 2008 housing crash, many homebuyers who were making minimum wage were assured that they could afford half-million dollar...
by | | AllGen Academy, Financial Planning, Foundation, Homebuying
A home is one of the biggest purchases most people make in their lifetimes. However, there’s often no real guidance on how you should buy a home and when is the right time to do it. Many people make the mistake of buying a home that isn’t right for them because they...
by | | AllGen Academy, Foundation
Read through this post on consumer debt and how to eliminate it or skip to the AllGen Academy debt elimination video below. With the proper risk management strategies in place, you are well on your way to financial health and independence. However, one of the biggest...
by | | AllGen Academy, Estate Planning, Financial Planning, Foundation
What Is an Estate Plan? An estate plan is a method for prescribing your wishes in the event of your death or incapacitation. A proper estate plan includes the following: Will/Trust – Communicates your wishes for how assets should be transferred after your death,...
by | | AllGen Academy, Financial Planning, Foundation
Disclaimer: Due to the large variety of health insurance options available and extensive scope of this topic, we encourage you to consult with a health insurance professional to assess your unique circumstances and health care needs. What Is Health Insurance? Health...