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Mortgage Affordability Calculator Tutorial

Mortgage Affordability Calculator Tutorial

by | | AllGen Academy, Foundation, Homebuying

Before you buy a home, it’s important to determine just how much home you can afford. You’ll need to figure out both how much of a down payment you’ll need to avoid PMI as well as how much you can afford per month to pay off the mortgage. Our...
October 2022 Market Update: Bond Opportunities and Potential Difficulties for Conservative Allocations

October 2022 Market Update: Bond Opportunities and Potential Difficulties for Conservative Allocations

by | | Allgen, Featured Posts, From the Trade Desk, Market Commentary, Market Updates

Read through our market commentary here, or skip to Jason’s October 2022 Market Update video below. 2022 has continued to be a very difficult year for investors as the Fed continues to aggressively raise interest rates in efforts to slow down the economy and...
Mortgage Affordability Calculator Tutorial

Private Mortgage Insurance (PMI)

by | | AllGen Academy, Financial Planning, Foundation, Homebuying

What Is Private Mortgage Insurance (PMI)? Private mortgage insurance, or PMI, is a type of insurance for your mortgage. If you put down less than 20% on your home when you buy it, you’ll most likely be required to purchase PMI. Although you’re paying for the PMI, it...
How Much House Can You Afford?

How Much House Can You Afford?

by | | AllGen Academy, Financial Planning, Foundation, Homebuying

When it comes to buying a home, afford is a relative term. You may be able to afford the monthly payment on a house, but at what cost? Before the 2008 housing crash, many homebuyers who were making minimum wage were assured that they could afford half-million dollar...
How a Public Insurance Adjuster Can Help You Navigate Insurance Claims

How a Public Insurance Adjuster Can Help You Navigate Insurance Claims

by | | Allgen, Estate Planning, Featured Posts, Financial Planning, Homebuying, Industry News

After a major hurricane hits Florida, thousands of people are faced with having to clean up and repair the damage caused by the storm. This also means filing claims with insurance companies and hoping that they’ll pay enough to cover the costs of the repairs. Hiring a...
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