By Paul Roldan, CFP® You’ve done the hard part: accumulating your retirement savings. Maybe you’ve recently transitioned out of an employee stock ownership plan (ESOP), sold a business, received an inheritance, or are ready to use your 401(k). Now you’re facing a new...
By Paul Roldan, CFP® Often considered the “generation of change,” Millennials are redefining not just the workplace but also the financial planning landscape, resulting in unique retirement trends. Unlike earlier generations, student loan debt, shifting job markets,...
With all the recent news surrounding Employee Stock Ownership Plans (ESOPs) and retirement planning, we know many employees are wondering how to make the most of their ESOP and avoid common mistakes. To address these concerns, Paul Roldan has created a short video...
By The AllGen Team Your Employee Stock Ownership Plan (ESOP) is a valuable asset that can contribute significantly to your long-term financial stability. However, major life transitions—such as a company acquisition, career change, or retirement—can impact your ESOP...
By The AllGen Team Financial planning for business owners is crucial. While building and expanding your company might be your top priority, it’s equally important to plan for your financial future. And, unfortunately, many business owners neglect to invest properly...
By The AllGen Team Self-employed individuals face unique financial planning challenges when it comes to retirement savings. The individual 401(k) and the SEP IRA are two popular options. While each option has different features and qualifying restrictions, they both...
