by | | Formation, Foundation, Freedom, Market Commentary
3rd Quarter Review Coming off poor 2nd quarter performance, stock markets resumed their upward trend in the 3rd quarter. Bond markets have reversed downward trends and started to level off, ending the quarter with a small gain (although they are still down for the...
by | | Formation, Foundation, Freedom, Market Commentary
2nd Quarter Overview The 2nd quarter brought increased volatility to US and global markets – particularly bond markets. Though at times the market seemed to resemble an EKG machine (plenty of up and down movement, but ultimately flat) the major US indices actually...
by | | Formation, Foundation, Freedom, Market Commentary
4th Qtr and 2012 Overview 2012 was a year that was full of uncertainty from elections, policy, geo-political conflicts, major fiscal problems in Europe, fiscal cliffs in the U.S. and for some people even the thought that the end of the world was coming. But despite...
by | | Formation, Foundation, Freedom, Market Commentary
The partial passage of the Fiscal Cliff deal, we’ll call this Fiscal Cliff Part 1, was enough to avert falling off the cliff. Part 1 of the Fiscal Cliff focused on the tax law changes but “kicked the can down the road” for the cuts to spending (aka sequester cuts)...
by | | Formation, Foundation, Freedom, Market Commentary
On paper things looked great for the markets as we wrapped up the 3rd quarter. The S&P 500 was up 6.35%, foreign markets as measured by the MSCI EAFE rebounded and were up 6.92% and emerging markets were up 6.97%. Even the bond market had a decent...
by | | Formation, Foundation, Freedom, Market Commentary
The Markets The first half of 2012 is on the books. Our beginning of the year defensive posture came into play as equity markets pulled back substantially during the 2nd quarter falling 7.13% (as measured by the Morningstar aggressive equity portfolio). ...
