by | | AllGen Academy, Foundation, Homebuying, Uncategorized
Determining exactly how much home you can afford is an important step in the home-buying process. Before you buy a house, you’ll need to figure out how much mortgage you can afford each month as well as how much of a downpayment you would need to avoid having to...
by | | AllGen Academy, Foundation, Homebuying
Before you buy a home, it’s important to determine just how much home you can afford. You’ll need to figure out both how much of a down payment you’ll need to avoid PMI as well as how much you can afford per month to pay off the mortgage. Our...
by | | AllGen Academy, Financial Planning, Formation
There are several different vehicles that you can use for college savings. (View our previous college funding blog for more info on your options!) Once you have decided which savings option is the best for you, the next step is to determine how much money you need to...
by | | Allgen, AllGen Academy, Financial Planning, Foundation, Maximizing Your Investments
What Is College Funding? College education is a significant expenditure for most consumers. Recent statistics show that the average student loan debt is $46,459 per person1. For the 2020-2021 school year, a public four-year degree from an in-state institution costs...
by | | AllGen Academy, Financial Planning, Foundation
What Is an Emergency Fund? An emergency fund is a predetermined amount of cash set aside to cover expenses in case of unforeseen events such as unemployment, disability, illness, automobile repairs, medical deductibles, etc. An emergency fund is not an investment but...
