| Retirement Specialists
Allgen Financial Services, Inc. is a fee-only independent
Registered Investment Advisory (RIA) firm committed to helping individuals
and businesses better manage their retirement related assets.
Allgen recognizes there are different stages of retirement
planning. Whether you are retired, in a career transition or have
a need to better manage a 401(k), Safe Harbor, Profit-Sharing, IRA,
or SEP, our investment advisory services will help you reach your retirement goals.
Mission:
To help our clients make a significant measurable financial impact
on the future of their family and community.
Vision:
Our vision for every individual is to adopt financial habits to
be more reflective of how God wants us to use His resources. Therefore,
our business model is to transform the financial services industry
by offering high-end investment advisory services while lowering
the cost to the consumer.
Credo:
We are committed to helping our clients become better financial
stewards of their resources. We will encourage, educate, and equip
individuals and their families to live within their means. We will
serve others regardless of their socioeconomic backgrounds.
Why We Are Focused on Retirement
75% of Americans born after 1945 are going
to retire on their own, without a pension or confidence Social
Security will contribute to their retirement they've earned.
In 2006, the average savings rate for a person living in the United
States was -1%.
At age 65
• Only 2% of Americans ever reach the point of being able
to live off the financial resources they've accumulated.
• 1/2 depend on relatives
• 1/4 are still working
80% of Americans owe more than they own
Repayment of debt consumes 25%
of all incomes today without including the mortgage.
• When a mortgage is added, the number rises to 50%
(Sources: Social Security Board, Devney's Economic
Tables, and US Department of Commerce) |
